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What Does The TILA-RESPA Disclosure Rule Mean To You?

Watch the short but informative three-minute video below, provided by our underwriter Stewart Title Guaranty Company, to learn more about the TILA-RESPA Integrated Disclosure rule. This video specifically states how the HUD-1 and Truth-in-Lending Disclosure for most closed end residential loans are going away, the new rules about when these forms must be delivered and […]

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Big Shift in US Housing Market in 2014

Next year will mark the end of the refinance boom and the start of a market dominated by purchase money lending, the first purchase-dominated market in 14 years, according to Freddie Mac. “For the first time since 2000, we’re going to see the mortgage market dominated by purchase activity as the refinance share drops below […]

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Does the Bell Toll for Independent Mortgage Brokers?

To paraphrase John Donne’s famous line, “Don’t ask whether you will be affected by the ongoing changes in the mortgage market—you will be.” The recovering but still nascent U.S. economy, the assault upon former industry practices and the uncertainty of the government’s future role in residential housing will severely challenge the capability of large wholesale […]

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